Downpayment for condo in Singapore commonly involves twenty five% minimal for lender mortgage purchases, with a minimum of 5% in dollars and twenty% cash/CPF; for 1st housing loan, LTV around 75%, Purchaser’s Stamp Obligation applies on tiered premiums, Additional Buyer’s Stamp Responsibility may differ by profile; typical new start reserving cost 5% funds, remainder of 20% on training in just option interval, progressive payment by development phases; resale demands Choice Charge (one% funds) then exercising (four% dollars) and stability; lawful costs, valuation, home finance loan duty, and hearth insurance policies incorporate to upfront charges; related keywords and read more phrases incorporate condo downpayment, LTV boundaries, TDSR 55%, MSR not applicable to non-public, CPF OA utilization boundaries, bare minimum funds, ABSD remission for married couples, bank desire premiums, lock-in, and pricing sensitivity by district.